(from https://www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles)
Hospital Deductible: $1,676 / Benefit period
Hospital Coinsurance:
- Days 0-60: $0
- Days 61-90: $419 / Day
- Days 91-150: $838 Day (Lifetime Reserve Days)
Skilled Nursing Facility Coinsurance:
- Days 1-20: $0
- Days 21-100: $209.50 / Day
Part A Premium (For voluntary enrollees only)
- With 30-39 quarters of Social Security coverage: $285 / Month
- With 29 or fewer quarters of Social Security coverage: $518 / Month
Part B
- Deductible: $257 / Year
- Standard Premium: $185/Month (individual income under $106,000/Year)
Part B Income-Related Premium
Since 2007, a beneficiary’s Part B monthly premium has been based on his or her income. These income-related monthly adjustment amounts affect roughly 8% of people with Medicare Part B. The 2025 Part B total premiums for high-income beneficiaries with full Part B coverage are shown in the following table:
Similarly, Since 2011, a beneficiary’s Part D monthly premium has been based on his or her income. Approximately 8% of people with Medicare Part D pay these income-related monthly adjustment amounts. These individuals will pay the income-related monthly adjustment amount in addition to their Part D premium. Part D premiums vary by plan and, regardless of how a beneficiary pays their Part D premium, the Part D income-related monthly adjustment amounts are deducted from Social Security benefit checks or paid directly to Medicare. The 2025 Part D income-related monthly adjustment amounts for high-income beneficiaries are shown in the following table:
